What circumstances could be covered under personal liability insurance:

• While driving you cause an accident resulting in injuries to passengers of another vehicle.
• Your child hits a ball from your yard and breaks a window or even worse, strikes the neighbor in the head resulting in needed medical care.
• A fire in your home also damages the neighbor’s property or dwelling which may result in you having to pay for any repairs or injuries.
• You are on your boat or wave runner and strike an individual swimming or kayaking in the water.
• Pool owners should consider protection against accidental drowning; leading cause of death in children ages 1 to 4 years of age and second leading cause of death in children 5 to 14 years of age.