Renters insurance may also cover items you store in your apartment's garage, storage closet, or on your deck or patio. Renters insurance coverage even extends to personal property in your car. If your laptop is stolen from your vehicle, it is likely covered. If your bike is stolen while you are at work, it is likely covered.

Renters insurance protects you from damage caused by weather related events, fire or smoke damage and theft of your home. It normally includes additional living expenses to help pay for alternative housing if your rental is uninhabitable due to fire or some other catastrophe.

Most renters’ belongings add up to more than you would think. Insurance.com states that the average person has over $35,000 worth of belongings that are probably not covered by a landlord’s policy. Take a moment to add up the approximate cost of your computer, television, stereo, furniture, jewelry, and clothing. Get peace of mind today and request a quote.